Fixed Rate Mortgage

Fixed Rate Mortgages (FRM) is a mortgage loan where the interest rate and monthly payment do not change for the duration of the loan. These loans are usually more expensive than ARMs, but are preferred by many borrowers due to their predictability.

Program Highlights:

  • Provides borrowers peace of mind as they know exactly how much they will owe from month to month and year to year.
  • If interest rates rise, FRMs will often save borrowers money compared to an ARM.
  • Not Limited to First Time Home buyers
  • Often a good fit for those planning to stay in their house long term.


  • 15 Year Fixed
  • 20 Year Fixed
  • 30 Year Fixed

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