First Time Homebuyer's Guide

Preparing to Buy

You’ve decided you’re ready to move up from renting and become a homeowner—congratulations! While that’s a big step all on its own, the next step in the home buying process can be a little daunting; where do you even start? But don’t worry, New Era Bank has helped many other first-time buyers navigate all the ins and outs, and we’re excited to help you do the same!

Start Here



Looking For the Right Mortgage For You

Now that you have all of your planning and saving complete, it’s time to decide what kind of mortgage is best for you. Then you can start looking for houses.

Find Your Perfect Mortgage





You’ve found your first house, it fits your budget, the seller has agreed to your offer, and you’re excited to move in! The closing process is the final step before you’re able to settle into your new house and make it a home.

Seal the Deal




Want to Make a Change?

Once you’ve settled into your first home, there are a few options that might be suitable for you down the road. Whether you’re looking to upgrade to a larger home or just rework your existing mortgage loan, New Era Bank can help you at every stage of home ownership.

Explore Your Options