FREDERICKTOWN    •    FARMINGTON    •    PARK HILLS
573.783.3336
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  • Personal
    • BANKING LENDING INVESTING
      Personal Checking »
      We offer premier checking solutions with free online banking. Click on the link above to see the options we offer.
      Mortgage »
      Find out the benefits of getting your mortgage loan through New Era Bank including great rates and much more!
      New Era Investment Services »
      New Era Investment Services is here to assist you with your financial goals.    
      Savings and CDs »
      Take a look at the great savings and CD options that are available from New Era Bank.
      Other Home Loans »
      Our Construction Loans and Bridge Loans offer great flexibility and give you more options.
      Products & Services »
      By understanding your investment needs, we can help you establish realistic expectations.
      Mobile & More Convenience »
      Enjoy the convenience of Visa Debit Cards, Online Banking, Online Bill Pay and Mobile & Alert Banking.
      IRAs »
      We are here to assist you by doing what is in your best interest.          
                 
  • Business
    • FINANCING DEPOSIT ACCOUNTS BUSINESS SERVICES
      Lines of Credit »
      Lines of credit from New Era Bank can provide your business with short-term working capital.
      Business Checking »
      Check out a great solution for your business checking needs, the Ultimate Business Checking account.
      Payroll Processing »
      Transmit your payroll files to us, and have your employees' payroll direct deposited into their accounts.
      Government Loans »
      We offer loans in conjunction with lending programs developed by federal, state and local governments.
      Money Market Accounts »
      Peruse our Money Market Accounts as well as options for savings and Certificates of Deposit.
      Online Bill Pay »
      Save time and money with New Era's online bill pay service. It's available 24/7 from any internet connection.
      Term Loans »
      New Era Bank has a term-loan program that will help your business continue to grow.
      Certificates of Deposit »
      New Era Bank offers  Jumbo CDs as well as general Certificates of Deposit.
      Debit Cards »
      Sign up for a business checking account with New Era and enjoy the convenience of free Debit Cards.
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USDA 100% Financing

Through the United States Department of Agriculture, New Era Bank can provide 100% financing on fixed rate home loans. This is a great mortgage for first time home buyers because it enables borrowers to purchase a home with no money down.

Other Home Loans:

Construction Loans
Construction Loans give those wanting to build their own home the flexibility they need to handle it successfully. Borrowers have access to local bank representatives for low cost disbursement fees. These loans are available in fixed and variable rates.

Bridge Loans
Bridge Loans provide borrowers with the cash they need to buy a new home before they sell their old home. Most of these loans are secured by the property being purchased, but it is possible to secure with the property being sold. The term can run from 91 days to 1 year.

Tip: A bridge loan can often help borrowers avoid backing out of a contract and potentially forfeit their deposit from the contract on the new home. Avoid a bridge loan all together by making the contract of the new home contingent upon selling the old home.